HiShona
Terms & Conditions
Version: 3.1 Effective: 2026-05-XX (TBD) Last updated: 2026-05-05
Operator: DhanVriddhi Capital LLC, Tennessee, USA Privacy Officer: Ashish Sharma — privacy@hishona.com
IMPORTANT — PLEASE READ CAREFULLY. By tapping or clicking "I Accept," you enter into a binding legal agreement with DhanVriddhi Capital LLC. If you do not agree, do not access or use HiShona. This Service is not available to residents of the European Union, European Economic Area, or United Kingdom.
Geographic Restriction: HiShona is not directed to, and is not authorized for use by, residents of the EU, EEA, or UK. By using HiShona you represent that you are not located in those regions.

Table of Contents

  1. Acceptance of Terms
  2. Geographic Restriction
  3. Eligibility
  4. COPPA
  5. Medical Disclaimer
  6. HIPAA Clarification
  7. Intellectual Property
  8. License Grant
  9. Data Rights
  10. Invite Codes
  11. Prohibited Uses
  12. Data Security & Breach Notification
  13. Disclaimer of Warranties
  14. Limitation of Liability
  15. Indemnification
  16. Governing Law & State Rights
  17. Dispute Resolution
  18. Changes to Terms
  19. Termination
  20. General Provisions
  21. Contact Information

§1 — Acceptance of Terms

§1.1 Binding Contract

These Terms and Conditions ("Terms"), together with the Privacy Policy and any documents expressly referenced herein, form a legally binding contract ("Agreement") between you and DhanVriddhi Capital LLC ("we," "us," "our," or "Company"). The Agreement governs your access to and use of HiShona (accessible at hishona.com), including all related services, features, and content (collectively, "Service").

§1.2 Electronic Acceptance

By accessing, installing, or using HiShona in any manner, you acknowledge that you have read these Terms in their entirety, understand all provisions including all disclaimers and limitations, consent to receive these Terms electronically under the E-SIGN Act (15 U.S.C. § 7001 et seq.) and UETA, and agree to be bound by the Agreement and all future changes thereto.

§1.3 Acceptance Record

Your acceptance is recorded as follows: acceptance timestamp in ISO 8601 UTC format; Terms version accepted; device user agent (up to 200 characters); device-reported timezone; and explicit checkbox verification for each required acknowledgment. This record is retained for seven (7) years from date of acceptance, even after account deletion.

§1.4 Material Changes

If we materially modify these Terms, we will provide in-app notice and require your affirmative re-acceptance before continued use. Continued use without re-acceptance will not constitute acceptance of modified Terms.

§2 — Geographic Restriction

§2.1 Excluded Regions

This Service is not directed to, and is not authorized for use by, residents of the European Union, European Economic Area, or United Kingdom. By using HiShona, you represent and warrant that you are not a resident of or located in any of these regions. If you become a resident of or relocate to any of these regions, you must immediately cease using HiShona and delete your account. Access to these regions is blocked at the infrastructure level (AWS CloudFront). The Privacy Policy and these Terms remain globally accessible at their respective URLs.

§2.2 Permitted Regions

HiShona is available to users in the United States, Canada, Australia, India, and other regions not subject to EU, EEA, or UK data protection laws. We reserve the right to restrict access to additional regions at any time.

§2.3 Other International Users

If you access HiShona from outside the United States, you do so on your own initiative and are solely responsible for compliance with applicable local laws. We make no representation that the Service is appropriate for use in any jurisdiction outside the United States.

§3 — Eligibility

§3.1 Age Requirement

You must be at least eighteen (18) years of age, or the age of majority in your jurisdiction if greater, to create an account or use HiShona. By using the Service, you represent and warrant that you meet this requirement.

§3.2 Parental or Guardian Status

You represent and warrant that you are the parent, legal guardian, or authorized caregiver of the minor(s) whose health and developmental data you record in HiShona, and that you have full legal authority to consent to the collection, storage, and processing of such minor's personal information on their behalf.

§3.3 Legal Capacity

You represent and warrant that you have full legal capacity to enter into binding contracts under the laws of your jurisdiction.

§4 — COPPA — Children's Online Privacy Protection Act

§4.1 COPPA Applicability

HiShona is designed exclusively for use by parents, legal guardians, and authorized caregivers aged 18 and older. Children under thirteen (13) years of age do not directly use HiShona. DhanVriddhi Capital LLC collects personal information about children under 13 solely from their adult parents or guardians, in compliance with COPPA (15 U.S.C. § 6501 et seq.), the FTC's Rules at 16 C.F.R. Part 312, and the 2025 amendments (effective June 23, 2025; full compliance required by April 22, 2026).

§4.2 Verifiable Parental Consent

We obtain verifiable parental consent using the email-plus method authorized by 16 C.F.R. § 312.5(b)(2)(vi), as amended. This method is permissible because HiShona makes no disclosures of children's personal information to third parties for non-integral purposes (no advertising, no AI training, no data brokering). The Google Sign-In authentication is used for identity verification and account security only — it does not constitute or substitute for verifiable parental consent under COPPA. If we ever begin disclosing children's personal information to third parties for non-integral purposes, we will adopt a more robust FTC-recognized VPC method before doing so.

§4.3 Parental Rights Under COPPA

As the parent or legal guardian, you may exercise the following rights at any time via Settings → Send Feedback or by emailing privacy@hishona.com:

§4.4 Data Retention — COPPA 2025 Requirements

In compliance with the 2025 COPPA Final Rule amendments, we retain personal information only as long as reasonably necessary for the specific purpose for which it was collected. We do not retain children's personal information indefinitely. Detailed retention periods by data category are set forth in the Privacy Policy. Inactive accounts are subject to deletion per §19.3.

§4.5 No Advertising or Commercial Use of Children's Personally Identifiable Data

HiShona contains no advertising. We do not use your child's personally identifiable information for advertising, behavioral profiling, or any commercial purpose. We do not sell, rent, share, or broker your child's personally identifiable data to any third party for commercial purposes. See §9 regarding aggregated and anonymized data.

§5 — Medical Disclaimer

IMPORTANT MEDICAL NOTICE — PLEASE READ. HiShona is NOT a medical device. It is NOT approved, regulated, or endorsed by the U.S. Food and Drug Administration (FDA) or any other governmental health authority. HiShona is NOT intended to diagnose, treat, cure, mitigate, or prevent any medical condition, illness, or disease. All information in HiShona is for informational and personal record-keeping purposes only. This app is not a medical device and does not diagnose, treat, or prevent any condition.

§5.1 Scope of Disclaimer

This medical disclaimer applies to every feature in HiShona including: feeding logs and milk volume tracking, diaper logs, sleep timing and duration, growth measurements and percentile calculations, vaccine schedules, developmental guides and weekly milestones, mood and behavior observations, and next-feed or next-sleep predictions. None of these features constitute clinical guidance. Always consult your child's pediatrician before making any care decision based on information in HiShona.

§5.2 Statistical Predictions

HiShona's next-feed and next-sleep predictions are calculated using simple statistical averages of your logged data. They are not artificial intelligence, are not medical recommendations, and are not a substitute for professional guidance. Your child's individual needs may differ from any calculated average.

EMERGENCY NOTICE: If your child is experiencing a medical emergency, immediately call 911 or your local emergency number. Do not rely on HiShona for emergency guidance.

§5.3 Vaccine Schedule Disclaimer

Vaccine schedules in HiShona are informational only, based on publicly available guidelines from authorities such as the CDC. Schedules change and vary by country. Always consult your child's pediatrician for personalized vaccine recommendations. DhanVriddhi Capital LLC disclaims all liability for errors or outdated vaccine schedule information.

§5.4 Growth Percentile Calculations

Growth percentile calculations are not diagnostic tools. A percentile outside a "normal" range does not indicate illness or disorder. Always discuss your child's growth with a qualified pediatrician.

§5.5 No Liability for Medical Outcomes

DhanVriddhi Capital LLC shall not be liable for any medical outcomes, treatment decisions, adverse health events, injuries, or damages arising from use of HiShona, reliance on any information in HiShona, or failure to seek professional medical care.

§6 — HIPAA Clarification

§6.1 Not a HIPAA Covered Entity

DhanVriddhi Capital LLC is not a "covered entity" under HIPAA (42 U.S.C. § 1320d et seq.). HIPAA's Privacy Rule, Security Rule, and Breach Notification Rule do not directly apply to HiShona. HiShona is a personal consumer app, not a clinical or healthcare business application.

§6.2 FTC Health Breach Notification Rule

HiShona is subject to the FTC Health Breach Notification Rule (16 C.F.R. Part 318). In the event of a breach of unsecured personal health record data, DhanVriddhi Capital LLC will notify affected users and the FTC in accordance with applicable law.

§6.3 Health Data Protections

Although HIPAA does not apply, we maintain: TLS 1.2+ encryption in transit; AES-256 encryption at rest (AWS S3); role-based access controls; no sale or commercial transfer of personally identifiable health data to third parties; and no use of personally identifiable health data for advertising or profiling.

§7 — Intellectual Property Rights

§7.1 Exclusive Ownership

HiShona, including all software code, user interface, design, graphics, logos, trademarks, trade names, and all creative content (collectively, "Intellectual Property"), is the sole and exclusive property of DhanVriddhi Capital LLC. All Intellectual Property is protected by copyright, trademark, trade secret, and other applicable laws.

§7.2 Copyright

All Intellectual Property in HiShona is copyright © 2026 DhanVriddhi Capital LLC. All rights reserved. No part of HiShona may be copied, distributed, reproduced, or used without our prior written permission.

§7.3 Trademark Rights

"HiShona," "Shona," and related marks are claimed trademarks (™) of DhanVriddhi Capital LLC. No right, title, or license to use these marks is granted without our prior written consent. These marks are not registered with the USPTO at this time.

§7.4 Trade Secrets

The architecture, algorithms, code, and methods of operation of HiShona constitute valuable trade secrets of DhanVriddhi Capital LLC.

§8 — License Grant

§8.1 Limited License

Subject to your compliance with these Terms, DhanVriddhi Capital LLC grants you a limited, non-exclusive, non-transferable, non-sublicensable, and revocable license to access and use HiShona solely for your personal, non-commercial purpose of recording and tracking your child's health and development.

§8.2 Scope Limitations

This license does not permit you to: use HiShona for any commercial purpose; reproduce, modify, or create derivative works; reverse-engineer or decompile HiShona; rent, lease, sell, or transfer access; use HiShona to develop a competing service; or use HiShona for any illegal purpose.

§8.3 Revocation

This license may be revoked at any time in our sole discretion upon notice to you.

§8.4 App Platform Third-Party Beneficiaries

If you download or access HiShona through Google Play, you acknowledge that Google LLC is a third-party beneficiary of this Agreement and may enforce this Agreement against you. Google LLC is not a party to this Agreement and is not responsible for HiShona or its content, and has no obligation to furnish any maintenance or support services with respect to HiShona. The app is distributed via Google Play; Google's Play Store Terms separately govern your relationship with Google.

If you download or access HiShona through the Apple App Store, you acknowledge that Apple Inc. is a third-party beneficiary of this Agreement and may enforce this Agreement against you. Apple Inc. is not a party to this Agreement and is not responsible for HiShona or its content. Apple Inc. has no obligation to furnish maintenance or support services. In the event of any failure of HiShona to conform to any applicable warranty, you may notify Apple Inc., and Apple Inc. will refund the purchase price (if any) to you. To the maximum extent permitted by applicable law, Apple Inc. will have no other warranty obligation with respect to HiShona.

§9 — Data Rights and License Grant

§9.1 Your Statutory Rights Are Preserved

Nothing in this Section removes or limits any right granted to you by law that cannot be waived by contract, including your rights under COPPA to review, correct, and delete your child's personal information, and your rights under applicable U.S. federal and state privacy laws. These statutory rights prevail over any conflicting provision of this Agreement.

§9.2 Limited Operational License

By using HiShona and submitting any data ("User Data"), you grant DhanVriddhi Capital LLC a non-exclusive, worldwide, royalty-free license to host, store, reproduce, modify (formatting and display only), and transmit your User Data solely for the purpose of operating, providing, maintaining, and improving the Service. This license terminates when you delete your data or account, except: (a) backup copies, which we will delete within ninety (90) days post-deletion; and (b) where retention is required by law. Your statutory rights to access, deletion, and portability override this license.

§9.3 Aggregated and Anonymized Data — Sale and Sharing

We do not sell or share your or your child's personally identifiable information for cross-context behavioral advertising or for monetary or other valuable consideration. We do not use your data to train artificial intelligence or machine learning models. We do not engage in targeted advertising or profiling of children.

We may create aggregated and de-identified statistical information that cannot reasonably be linked, directly or indirectly, to you, your child, or your household ("Derived Data"). Derived Data is created in accordance with applicable law (including Cal. Civ. Code § 1798.140) and is subject to: (i) technical safeguards prohibiting re-identification; (ii) business processes to prevent inadvertent release; and (iii) our public commitment never to attempt re-identification.

DhanVriddhi Capital LLC owns Derived Data and may use, license, sell, or commercialize it for purposes including research partnerships, industry trend reports, and product improvement. However:

§9.4 No AI Training on Identifiable Data

We will never sell, share, license, or transfer your personally identifiable User Data or your child's personally identifiable health data to any third party for the purpose of training, fine-tuning, or improving any artificial intelligence system, machine learning model, or large language model. Your child's health records will never be provided to any AI company.

§9.5 Data Portability

Upon your request, we will provide a machine-readable export of your User Data in JSON or CSV format within thirty (30) days at no charge. You may also export directly via Settings → Export Data.

§9.6 Deletion Rights

You may request deletion of your personally identifiable User Data at any time. Deletion requests will be completed within thirty (30) days. To delete your account: use the in-app Settings → Delete My Account, or visit hishona.com/delete-account. Deletion of User Data does not affect DhanVriddhi Capital LLC's ownership of truly anonymized Derived Data.

§10 — Invite Code Responsibilities

§10.1 Purpose and Authorization

HiShona permits you to generate a unique invite code to grant another authorized caregiver read and write access to your child's records. By sharing an invite code, you represent and warrant that you are authorized to share access, the recipient is an authorized caregiver, and you have obtained any necessary consent from the child's co-parent or legal guardian.

§10.2 Your Responsibility

You are solely responsible for the conduct of anyone you invite, ensuring invited persons comply with these Terms, immediately revoking the code if the caregiving relationship ends, and monitoring recipient access to shared data.

§10.3 Revocation

You may revoke an invite code at any time via Settings → Invite Code → New Code.

§11 — Prohibited Uses

You shall not use HiShona to: endanger, exploit, abuse, or harm any child; share invite codes with persons posing a risk to child safety; engage in any illegal or unlawful activity; infringe any intellectual property right; attempt to gain unauthorized access to HiShona's systems; introduce malware or malicious code; impersonate another person; use HiShona for commercial purposes without authorization; or record false or fabricated health information for the purpose of deception or fraud.

§12 — Data Security and Breach Notification

§12.1 Security Measures

DhanVriddhi Capital LLC employs industry-standard technical safeguards including: TLS 1.2+ encryption in transit; AES-256 encryption at rest (AWS S3); Google OAuth 2.0 authentication with 30-day session tokens; role-based access controls; per-child data isolation; and an information security program overseen by our Privacy Officer (Ashish Sharma).

§12.2 No Absolute Guarantee

No security system is impenetrable. DhanVriddhi Capital LLC cannot guarantee that unauthorized access, disclosure, or destruction will never occur. You acknowledge the inherent risks of digital data storage.

§12.3 Breach Notification

In the event of a data breach:

§13 — Disclaimer of Warranties

HISHONA IS PROVIDED "AS-IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, EXPRESS, IMPLIED, OR STATUTORY. DHANVRIDDHI CAPITAL LLC MAKES NO WARRANTIES REGARDING MERCHANTABILITY; FITNESS FOR A PARTICULAR PURPOSE; NON-INFRINGEMENT; ACCURACY OF ANY INFORMATION OR CALCULATIONS (INCLUDING STATISTICAL PREDICTIONS); UNINTERRUPTED OR ERROR-FREE OPERATION; OR QUALITY OF THE SERVICE. DHANVRIDDHI CAPITAL LLC DOES NOT WARRANT THE ACCURACY, COMPLETENESS, OR RELIABILITY OF ANY CALCULATIONS, PREDICTIONS, TRENDS, OR ANALYSES GENERATED BY HISHONA. YOU ARE SOLELY RESPONSIBLE FOR VERIFYING ALL INFORMATION AND CONSULTING WITH APPROPRIATE PROFESSIONALS.

§14 — Limitation of Liability

§14.1 Cap on Liability

To the maximum extent permitted by applicable law, DhanVriddhi Capital LLC's total aggregate liability arising out of or related to this Agreement shall not exceed the greater of: (a) five U.S. dollars (US$5.00), or (b) the amount actually paid by you to the Company in the twelve (12) months preceding the claim.

Nothing in this Section limits liability for: (i) death or personal injury caused by our negligence; (ii) fraud or fraudulent misrepresentation; (iii) gross negligence or willful misconduct; (iv) any liability that cannot be excluded under mandatory consumer protection laws in your jurisdiction; or (v) statutory rights under COPPA, Washington MHMDA (treble damages up to $25,000 per violation), or applicable U.S. federal or state law. Some jurisdictions do not allow exclusion or limitation of certain damages; in those jurisdictions, our liability is limited to the maximum extent permitted by law.

§14.2 Excluded Damages

IN NO EVENT SHALL DHANVRIDDHI CAPITAL LLC BE LIABLE FOR: INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES; LOSS OF PROFIT, REVENUE, DATA, OR BUSINESS OPPORTUNITY; PERSONAL INJURY OR HEALTH-RELATED DAMAGES; EMOTIONAL DISTRESS; DAMAGE TO MEDICAL OUTCOMES; OR COSTS OF SUBSTITUTE GOODS OR SERVICES. THIS EXCLUSION APPLIES REGARDLESS OF CAUSE, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW.

§14.3 Essential Term

You acknowledge that these limitations are essential terms of this Agreement.

§15 — Indemnification

§15.1 Your Indemnification Obligation

You agree to indemnify, defend, and hold harmless DhanVriddhi Capital LLC and its officers, members, employees, and agents from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of: your use of HiShona or violation of these Terms; your breach of any representation or warranty; your User Data; your sharing of invite codes with unauthorized persons; your failure to comply with applicable laws; or third-party claims related to your use of HiShona.

§15.2 Limitation

You shall not be required to indemnify DhanVriddhi Capital LLC for claims arising solely from our gross negligence, willful misconduct, or breach of applicable law.

§15.3 Release of Claims

To the maximum extent permitted by applicable law, you hereby release DhanVriddhi Capital LLC from disputes arising out of: your interactions with co-parents or caregivers to whom you have shared invite codes; any inaccuracy in data you have entered; any third-party services accessed in connection with HiShona; any decision you make based on information in HiShona; and any loss of data from device failure, browser storage clearing, or inactive account deletion. California residents waive California Civil Code § 1542.

§16 — Governing Law, Jurisdiction, and State-Specific Rights

§16.1 Governing Law — Tennessee

This Agreement is governed by the laws of the State of Tennessee, without regard to conflict of laws principles. DhanVriddhi Capital LLC is a limited liability company organized under Tennessee law. Subject to §17 (Dispute Resolution), you consent to the jurisdiction of the state and federal courts located in Tennessee for any dispute. Tennessee residents retain all rights under the Tennessee Information Protection Act (TIPA, effective July 1, 2025).

§16.2 Mandatory State Privacy Laws Prevail

Tennessee governing law does not override the mandatory consumer-protection and privacy statutes of users' home states. Residents of California, Colorado, Virginia, Washington, Texas, and other U.S. states retain all rights under their state's privacy and consumer-protection statutes, which apply notwithstanding the Tennessee choice of law.

§16.3 Statute of Limitations

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ANY CLAIM OR CAUSE OF ACTION ARISING FROM OR RELATING TO THESE TERMS OR YOUR USE OF HISHONA MUST BE BROUGHT WITHIN ONE (1) YEAR AFTER THE CLAIM OR CAUSE OF ACTION AROSE. CLAIMS NOT BROUGHT WITHIN THIS PERIOD ARE PERMANENTLY BARRED. This limitation does not apply to claims where a shorter or longer period is mandated by applicable law. The applicable limitations period is tolled (paused) during any pending dispute-resolution proceeding initiated in good faith, and resumes upon conclusion of that proceeding.

§16.4 Virginia Consumer Data Protection Act (VCDPA)

Virginia residents have rights under Va. Code § 59.1-571 et seq. to access, correct, delete, and obtain a portable copy of personal data, and to opt out of profiling and targeted advertising (HiShona does not conduct either). Submit requests to privacy@hishona.com. We respond within forty-five (45) days.

§16.5 Colorado Privacy Act (CPA)

Colorado residents have rights under C.R.S. § 6-1-1301 et seq. to access, correct, delete, and obtain a portable copy of personal data. Submit requests to privacy@hishona.com. We respond within forty-five (45) days.

§16.6 California CCPA/CPRA

California residents have rights under CCPA/CPRA and CMIA, addressed in the Privacy Policy. HiShona does not sell or share personally identifiable information. California residents have the right to know, access, correct, and delete their personal information. See the Privacy Policy for full CCPA disclosures.

§16.7 Tennessee TIPA

Tennessee residents have rights under the Tennessee Information Protection Act (effective July 1, 2025) including the right to access, correct, delete, and obtain a copy of personal data. Submit requests via privacy@hishona.com.

§16.8 Washington My Health My Data Act (MHMDA)

Washington State residents have rights under the My Health My Data Act (RCW 19.373). A standalone Washington Consumer Health Data Privacy Policy is available at hishona.com/wa-health-privacy.html. HiShona does not sell consumer health data. Submit data rights requests to privacy@hishona.com.

§16.9 Other U.S. States

We respect data rights of residents of all U.S. states with applicable privacy laws, including Texas TDPSA, Connecticut CTDPA, Oregon, Montana, Iowa, Indiana, Delaware, and others. Submit any privacy rights request to privacy@hishona.com and we will respond in accordance with applicable law.

§17 — Dispute Resolution

§17.1 No Mandatory Arbitration

This Agreement does not contain a mandatory arbitration clause. You retain the right to pursue any dispute in a court of competent jurisdiction, including small claims court, without being required to arbitrate.

§17.2 Class Action Waiver

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, YOU AGREE THAT ANY CLAIM OR DISPUTE ARISING OUT OF OR RELATING TO THIS AGREEMENT OR YOUR USE OF HISHONA SHALL BE BROUGHT ON AN INDIVIDUAL BASIS ONLY. YOU WAIVE THE RIGHT TO PURSUE CLAIMS IN A CLASS ACTION, CLASS ARBITRATION, OR REPRESENTATIVE ACTION. This waiver does not apply where prohibited by mandatory law in your jurisdiction.

§17.3 Small Claims Court Preserved

Nothing in these Terms prevents you from bringing eligible claims in small claims court in your jurisdiction. This is not affected by the class action waiver.

§17.4 Tennessee Venue

For any dispute not brought in small claims court, you consent to the exclusive jurisdiction and venue of the state and federal courts located in Tennessee, United States. This forum-selection clause is subject to any mandatory consumer-protection jurisdiction rights you hold in your home state.

§18 — Changes to Terms

DhanVriddhi Capital LLC reserves the right to modify these Terms at any time. Material modifications require in-app notice and your affirmative re-acceptance. Non-material changes take effect immediately upon publication. Each version is labeled with a version number and date. We will provide at least 30 days' advance notice via in-app notification and email before any material change to data practices.

§19 — Termination

§19.1 Termination by You

You may terminate this Agreement and your account at any time via Settings → Account → Delete My Account, by visiting hishona.com/delete-account, or by submitting a termination request via the in-app feedback form.

§19.2 Termination by DhanVriddhi Capital LLC

DhanVriddhi Capital LLC may terminate this Agreement at any time, without advance notice, if you violate any provision of these Terms, your use of HiShona poses a risk to child safety or welfare, or we are required to do so by law.

§19.3 Inactive Account Deletion

Accounts inactive for twelve (12) continuous months may be permanently deleted. An account is "inactive" if no user has signed in or recorded any data during that period. We will provide sixty (60) days' advance notice before deletion, during which you may export your data via Settings → Export Data. We have no liability for loss of data from inactive account deletion.

§19.4 Effect of Termination

Upon termination, your right to use HiShona ceases immediately. The following Sections survive termination: §4 (COPPA), §5 (Medical Disclaimer), §6 (HIPAA), §7 (IP Rights), §9 (Data Rights), §13 (Disclaimer of Warranties), §14 (Limitation of Liability), §15 (Indemnification), §16 (Governing Law), and §17 (Dispute Resolution).

§20 — General Provisions

§20.1 Severability

If any provision of this Agreement is held invalid, illegal, or unenforceable, that provision shall be severed and the remaining provisions shall continue in full force and effect.

§20.2 Entire Agreement

This Agreement, together with the Privacy Policy and any documents expressly incorporated by reference, constitutes the entire agreement between you and DhanVriddhi Capital LLC regarding HiShona and supersedes all prior negotiations and agreements.

§20.3 No Waiver

The failure of DhanVriddhi Capital LLC to enforce any provision does not constitute a waiver. No waiver is effective unless expressed in writing.

§20.4 Assignment

You may not assign your rights under this Agreement without our prior written consent. DhanVriddhi Capital LLC may assign its rights to a successor entity in connection with a merger, acquisition, or sale, provided the successor agrees to be bound by these Terms, your rights are not materially diminished, and we provide notice within thirty (30) days.

§20.5 Force Majeure

Neither party shall be liable for failure or delay in performance caused by circumstances beyond reasonable control, including acts of God, natural disasters, government actions, internet outages, third-party service failures (including Amazon Web Services), cyberattacks, ransomware attacks, denial-of-service attacks, or public health emergencies. The party invoking force majeure shall provide written notice within seven (7) days and take commercially reasonable steps to mitigate. If force majeure continues for more than thirty (30) days, either party may terminate without liability.

§20.6 No Third-Party Beneficiaries

This Agreement does not create any third-party beneficiary rights except as expressly stated in §8.4 (App Platform Third-Party Beneficiaries).

§21 — Contact Information

§21.1 Privacy Officer / General Inquiries

Privacy Officer: Ashish Sharma, Founder & Privacy Officer
Email: privacy@hishona.com
Support Email: support@hishona.com
In-App: Settings → Send Feedback
Postal: DhanVriddhi Capital LLC, c/o Registered Agent, State of Tennessee
[FILL IN — TN registered agent address pending]
Legal Entity: DhanVriddhi Capital LLC
State of Formation: Tennessee, United States

§21.2 Legal Notice

Legal notice to DhanVriddhi Capital LLC shall be sent in writing to the postal address above. Notices are effective upon receipt.

§21.3 COPPA and Privacy Rights Requests

Requests to review, correct, or delete your child's personal information under COPPA, or any privacy rights request, may be submitted via Settings → Send Feedback or by emailing privacy@hishona.com. We will verify your identity and respond within the applicable legal deadline.

§21.4 Notice to You

Any notice from DhanVriddhi Capital LLC to you shall be effective upon display within HiShona, email to your registered address, or posting on hishona.com.


FINAL ACKNOWLEDGMENT: By tapping "I Accept," you affirmatively agree to all Terms and Conditions set forth in this Agreement, including all disclaimers, limitations of liability, class action waiver, and Tennessee venue clause. You acknowledge that you have read, understood, and agree to be bound by these Terms. Your electronic acceptance is a binding legal signature under the E-SIGN Act.